Financing that fuels growth

Modernize your convenience store with confidence. The Cenex® LIFT (Lighting, Image, and Facilities Transformation) program gives retailers low-interest financing to upgrade lighting, branding, and facilities, helping you boost appeal, efficiency, and profitability. Backed by CHS, the program combines flexible funding, expert guidance, and exclusive benefits, making it simple to turn your store vision into reality.

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Unlock long-term financial benefits

LIFT is more than c-store financing. It’s a strategic partnership designed to help Cenex retailers grow stronger, operate smarter, and maximize profitability. With CHS support, you get access to low-interest loans, annual principal buy-downs, and exclusive vendor discounts — all tools that reduce costs and make store transformations more achievable. To date, CHS has paid over $10M in interest on behalf of customers, helping Cenex stores successfully upgrade their facilities.

Save on interest costs

CHS partners with you to lower interest expenses on eligible upgrades, so your financing goes further.
Reduce long-term debt

Each gallon of gasoline sold triggers a CHS contribution that lowers your loan principal annually, helping you keep costs down.
Access exclusive vendor savings

Gain discounts from preferred vendors on products and services that support your store renovation and upgrades.

Building better c-stores & stronger communities

Across the Cenex network, retailers are transforming their stores through the LIFT program. From interior renovations that elevate the customer experience to exterior updates that boost curb appeal, these success stories show what’s possible when you invest in your vision. Get inspired by retailers who have strengthened their communities and taken their operations to the next level.

Be more than a gas station

Through a multitude of interior and exterior upgrades, Cenex store owners can become their community’s number one c-store destination.

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Aerial view of a Cenex convenience store

Be a local champion

As a local business owner, you know the ins and outs of your community and have the opportunity to serve them in a way they can truly appreciate.

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Considerations for upgrades

Whether you're considering a small upgrade or a major overhaul to your c-store, there are a few key things to keep in mind.

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The LIFT Program is a game-changer. No other brand offers something like this, and it’s a real differentiator for Cenex.

Frank Orton

CEO, Orton Oil Company

Read Frank's story

"The financing we got through LIFT to do in-store upgrades was huge. We went from a small store that wasn’t very inviting to an organized, attractive location. We’re seeing an increase in the number of people who come inside the store."

– Brad Van Overbeke
CEO, Farmers Union Oil of Southern Valley

The need for community

Read Kasey's story

Renovations with purpose

Read Bruce's story

Take the next step toward your transformation

Ready to reimagine your retail space with confidence? Connect with our team to explore how LIFT financing can help you reach your goals, whether that’s minor improvements or a full-scale renovation.

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Financing that fuels growth

Unlock long-term financial benefits

Upgrade your c-store with confidence

Building better c-stores & stronger communities

Meeting needs of booming town

Building a legacy

Creating the cornerstone

Inclusivity and community

"The financing we got through LIFT to do in-store upgrades was huge. We went from a small store that wasn’t very inviting to an organized, attractive location. We’re seeing an increase in the number of people who come inside the store."

The need for community

Renovations with purpose

Take the next step toward your transformation